How to Collect a Personal Injury Accident Claim Without an Attorney

Accidents that are not your fault can be expensive and extremely disruptive to your life. However, the court system has established procedures for addressing these injuries and costs. Luckily, a motivated person could settle their personal injury case without the need for an expensive lawyer. 

1. Send a letter of notice to the responsible party. Before pursuing the case, you must send a letter of notice to the defendant. This letter will notify them that they are facing legal action, and it should detail the date, time and location of the accident. By notifying the party before filing, you give them a chance to reach an immediate settlement. 


2. Obtain a copy of any and all accident reports. Accident reports are official documents describing the nature of the accident and who is legally responsible. These reports will confirm that the party you are suing is legally liable for you injuries.


3. Interview witnesses to the accident to gather statements. Eyewitness reports will greatly strengthen your case. By obtaining independent accounts, you are able to add credibility to your argument. In other words, these statements will expand the case from two contradictory viewpoints. The added statements provide neutral points of reference. 


4. Request invoices for all costs associated with the accident. You should include property repair and replacement costs, medical bills and any lost wages you incurred. The responsible party is legally liable to compensate you for all these expenditures. 


5. Send a letter of demands to the responsible party. This letter will detail the damages and amount of compensation you are seeking. Do not exaggerate your claims. This will weaken the prospects of an early settlement.


6. If the demand letter is rejected, then file a lawsuit with the courts. Once the lawsuit is filed, it is more likely for the party to seek settlement. Court systems mandate parties engage in mediation to settle cases out of court. At your mediation, you will be able to negotiate with the party for a fair injury claim.