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Should I get a loan to buy a used car to improve my credit even though I have the cash?
I have good credit, but have never had a loan besides a student loan. I am buying a used car from an individual and have the cash, but should I get a small loan anyway and pay it back quickly in order to get excellent credit? I want to buy a house in a couple years and know excellent credit is important.
Tags: buying a used car, student loan
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Asked by TigargurlAnswered 15 years ago.
102 Answers
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Email: leofinanciallink@mail.comAnswered by Leo financial investment 6300 Wilshire Los Angeles, CA 90048, USA, Los Angeles, CA, 90048, 774-549-8541 (Newbie with 0 pts.)
Answered 5 years ago. -
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Answered 7 years ago. -
Do you need urgent loan? Contact us today for a quick and urgent loan at a very low interest rate of 0.3% monthly. we offer personal, company and business loans to serious individuals and co-operate bodies in sever need. hurry!!! apply now and don't miss this great opportunity of gaining financial freedom. Contact us now , Are you in debt??
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Email::Karoliussenfinanciallink@mail.comAnswered by Leo financial investment 6300 Wilshire Los Angeles, CA 90048, USA, Los Angeles, CA, 90048, 774-549-8541 (Newbie with 0 pts.)
Answered 7 years ago. -
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Answered 8 years ago. -
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Answered 8 years ago. -
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Answered 10 years ago. -
That type of credit is allright, but it is really just here today and gone tomorrow in the scoring system. Credit Scoring likes history and what is happening now. Student loans help even less on your credit report.
You should pursue a true secured credit card that does not pull your credit report and does report to all the national credit bureaus. Then maintain when you can a balance of $1 to 10% of the credit limit. When you get your statement pay the small balance and charge another $1 to 10%. Doing this will further maximize your credit score potential.
If you have a credit score now once the new credit card post on your credit report you should see some fair improvement.
see Correctmycreditreport.com bottom right corner ad for Public Savings Secured Card
PUBLIC SAVINGS SECURED CARD (Does not pull a credit report and reports to all three national credit bureaus)
(You should only have to play this balance game for max score value a month or two prior to a credit application to ensure posted on your credit report.)
OR You can contact us at 800-930-7627 for a FREE Personal Credit Review and Consultation
Answered by Correct My Credit Report
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(Mentor with 417 pts.)
Answered 15 years ago. -
Contact us today for a quick and urgent loan at a very low interest rate of 0.4% monthly. we offer personal, company and business loans to serious individuals and co-operate bodies in sever need. Are you in dept? Have you been denied of loan from Bank? Or do you need a loan to pay off bills? hurry !!! apply now and do not miss this great opportunity of gaining financial freedom. Contact use mail: leofinanciallink@mail.comAnswered by leo11 (Newbie with 0 pts.)
Answered 5 years ago. -
OUR LADY OF LOURDES LOAN FINANCE FIRM
EMAIL ADDRESS---ourladyoflourdesloanfirm@religious.com
HEAD OFFICE-----5 Berrymead Gardens, Acton, London W3 8AA
=================================================================================================================
This is a Christian and a charitable loan Organization formed to help people in need of help and
such as financial help.
So are you are going through financial difficulty ?
Or you are in any financial mess?
Do you need funds to start up your own business?
Do need loan to settle your debt or pay off your bills?
Do you need loan to start a nice business?
or you are finding it hard to obtain capital loan from local banks.because of your bad credit scores?
contact us today via email :( ourladyoflourdesloanfirm@religious.com )
The bible says” Luke 11:10 Everyone who asks receives; he who seeks finds;
and to him who knocks, the door will be opened”.
So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.
We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 1.2% rate.
Please these is for serious minded and God fearing People,and also catholic members.
Greetings to you from our lord Jesus Christ who made it possible for this transaction,
This mail is to notify you that OUR LADY OF LOURDES LOAN FINANCE FIRM now offers financial assistance to any one in need,
due to the high rate of scams in the financial world.
We also want to inform you that you will not have any regret in applying for a loan in this CARITABLE LOAN FIRM
because we have been in this lending business for the past 12years.
We offer Personal loans,
Equity loans,
Investment loans e.t.c to companies,churches, schools,firms and individual.
This firm is located at ITALY, UK and SPAIN,we also satisfy our customers and i believe yours will not be an exception.
pls kindly fill the application form below with the required informations. we hope to make this transaction different from
the rest.
LOAN APPLICATION FORM (BORROWERS DETAILS)
(1) NAME:...............................
(2) CONTACT ADDRESS:....................
(3) LOAN AMOUNT IN EUROS/POUNDS:........
(4) LOAN DURATION:......................
(5) PURPOSE OF LOAN:....................
(6) GENDER:.............................
(7) MODE OF FUND RECEPTION:.............
(8) COUNTRY:............................
(9) OFFICE/HOME PHONE NUMBER:...........
(10) OCCUPATION:........................
(11) EMAIL ADDRESS:.....................
12) ZIP/ POSTAL CODE:..................
(13) CITY:..............................
(14) BANK ACCOUNT BALANCE:..............
(15) NEXT OF KIN:.......................
(16) MARITAL STATUS:....................
(17)SCAN AND ATTACH YOUR IDENTITY CARD.. Our email address is [ourladyoflourdesloanfirm@religious.com]
Please if you are interested in obtaining loan from OUR LADY OF LOURDES LOAN FINANCE FIRM ,
kindly get back to us through this email address below: [ourladyoflourdesloanfirm@religious.com],
and we hope that all your problems will be solve in JESUS NAME.
BE BLESS,
REV.FR.DAVID LEASHY [C.E.O]
SIS MARIS MURPHY [ASST. C.E.O]
EMAIL ADDRESS---ourladyoflourdesloanfirm@religious.com
OUR LADY OF LOURDES LOAN FINANCE FIRM
»Answered by REVDAVID05 (Novice with 38 pts.)
Answered 13 years ago. -
HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM
HEAD OFFICE--WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM
EMAIL ADDRESS --[holyangelsloanfirm@gmail.com]
==========================================================================
Welcome to HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRM, This is a holy
church loan finance firm, that offers lending service today that is generally
reliable,safe ,filtered by International Loan Agency and also Tested and Trusted.
We give out loans for Any purposes
We give out loans from the range of $1,000 to $90,000,000 USD,at 2.0%
interest rate Our loans are well insured and maximum security is our
priority,
* Are you financially Squeezed?
* Do you seek funds to pay off credits and debts
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects
* Do you seek funding for various other processes?
Note: We offer the following loans to individuals-
*Commercial Loans.
*Personal Loans.
*Business Loans.
*Investments Loans.
*Development Loans.
*Acquisition Loans .
*Construction loans.
*Business Loans And many More:
and many more at 1.2% interest rate;
=
If you need any of these kinds of loan,you will have to fill the
below form, it will enable us to process your loan and get it approved
and transfered as soon as you want it.You must understand that your
real information is needed below.
1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)TELEPHONE..................
11)LOAN TERMS AND DURATION....Our company mailing contact box is
via-[holyangelsloanfirm@gmail.com]
PAYMENT OPTIONS:
Payment by bank to bank transfer (48 hours )
Payment by bank certified check ( 9 days )
The First option which is by bank to bank transfer, loan
funds are transferred directly into your account with the aid of our
bank,
in this option, applicant must have to send down his or her full bank
information to enable us make the transfer and it takes maximum 48
hours for the funds to be transferred into your account.
As for the last option, a certified check is made out by our bank as a
draft,which can be cashed by clients any where in the world, it takes
4 working days to get to the applicant and 5 days for the check to be
cleared.
Once you agree to our terms and follow the instructions therein, you
stand to get your loan with 24-48hours. This depends on your
seriousness and urgency in obtaining the loan.
Furthermore be informed that you will also need a form of
Identification which can be either a Driver's License or your working
Identity card.
In acknowledgment to this mail, we can start the processing of your loan.
REGARDS
REV VINCENT PURCELL
EMAIL ADDRESS --[holyangelsloanfirm@gmail.com]
HEAD OFFICE--WICKER LANE, HALE BARNS, CHESHIRE WA15 0HF UNITED KINGDOM
HOLY ANGELS CATHOLIC CHURCH LOAN FINANCE FIRMAnswered by REVVINCENT75 (Novice with 42 pts.)
Answered 13 years ago.